December 2024

Pensions will increase by 1.27% with effect from 1 January 2025

We try to increase the pensions each year, taking into account the rise in the cost of living and also the financial health of the fund. This year, we have carefully considered the interests of all members, both now and in the future. If you want to know how we arrived at this increase and what the considerations were, then read the explanation.

Questions about the new pension system

Now that the pension rules are about to change, we understand that you and your employees will have questions about them. So here are answers to the most frequently asked questions about the new pension system. 

What will be done to prevent pensions decreasing too sharply in the new scheme?
The new system means that pensions will now move in line with the economy, so decreases can never be completely avoided. The new rules do ensure, however, that the fluctuations become less significant when an employee has retired or is nearing retirement. For example, by investing with less risk as employees get older. (Younger people will have more time to absorb investment setbacks.) We can also keep pensions stable by means of a buffer for setbacks: the solidarity reserve. We build this up in more favourable times so that we can absorb or mitigate a pension fall in less favourable times. We spread windfalls and setbacks out over a three-year period. That’s how we will try to avoid large fluctuations. 

Help with pension options for your employees

Your employees have various pension options with Bpf Koopvaardij, not only when they retire, but in other situations too. We can help them choose between those options, for example in a personal talk with our Service Desk. They can schedule a phone call with our Service Desk by using the online appointment planner at www.koopvaardij.nl/belafspraak.

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