Now that the new Dutch Future Pensions Act has taken effect, we can well understand that you and your employees have questions. On our website, we therefore answer the most frequently asked questions about the new pension system.
What is the difference between the solidarity scheme and the flexible scheme?
In the new pension system, there are two types of schemes. In the solidarity scheme, we absorb windfalls and setbacks together, investments are made collectively and pensions are more stable. In the flexible scheme, members have more influence on the risks involved in investing the pension. The social partners (trade unions and employers' organisations) in the merchant navy have yet to take the final decision, but at the moment they tend to prefer a solidarity-based defined contribution scheme. Once the arrangements are finalised, we will let you know via the website and our newsletter.